Smart Budgeting Tips To Save More Money During Economical Uncertainty Simple Money Habits That Actually Work 1. Why Smart Budgeting Matters Right Now When the economy is unpredictable, prices rise, incomes fluctuate, and savings can drain faster than we expect. In times like these, the goal isn’t to “live cheaply” — it’s to spend intentionally , protect your cash flow, and build habits that keep you financially stable. 2. Start With a Simple Monthly Plan (Not a Complicated Budget) Most people hate budgeting because it feels like homework. Instead, use a 3-part money split , which works for almost everyone: • 50% Needs Rent, groceries, bills, transport, EMIs. • 30% Wants Food delivery, entertainment, shopping, trips. • 20% Savings & Investments Emergency fund, SIPs, recurring deposits, etc. If 20% feels high, start with 5%. The point is consistency, not perfection. 3. Build an Emergency Buffer — Even Small Amounts Count Economic uncertainty hits hardest when you’re not pr...
Bajaj Housing Finance Shares Slip to New Lows as Promoter Plans Stake Sale Sharp decline triggered by a discounted 2% stake sale and growing supply pressure Bajaj Housing Finance saw a sharp decline in its share price after the market reacted to the promoter’s decision to offload a part of its stake through a sizable block deal. The heavy discount applied to the transaction and concerns over promoter dilution pushed the stock to a new 52-week low, raising questions about short-term stability despite long-term business strength. Steep Intraday Fall After Block Deal Announcement The stock dropped nearly 9% in a single session , declining from around ₹104.59 to approximately ₹94.90 , marking a fresh 52-week low . Prior to this, the stock’s 52-week range stood between ₹103.10 (low) and ₹147.70 (high) . The fall was triggered after news that Bajaj Finance , the promoter, would sell about 2% of its stake in Bajaj Housing Financ...